I l Credit Crunch può essere considerato come un estensione di una recessione, dove per le imprese può risultare molto difficile prendere a prestito denaro per supportare gli investimenti e la liquidità corrente perchè i prestatori sono spaventati dagli bankruptcies dovuti dagli alti tassi di interesse; questa situazione limite è ancora più grave in periodi di recessione, fortunatamente oggi non ci troviamo in questa situazione, ma può significare il rallentamento dell'economia.
In sintesi sopra quello che significa il termine credit crunch .
Il mercato destabilizzante è quello americano dei mutui subprime, c ioè dei mutui concessi a clienti con affidabilità molto ridotta e ad elevato rischio. La questione centrale è che questi subprime sono stati garantiti da fondi a sua volta gestiti da hedge funds, parte del denaro che ha investito in questi hedge fund è arrivato dalle banche sparse in tutto il mondo che chiaramente are exposed on this front, so even the European and Asian banks.
no coincidence that we have heard in these days of exposure of BNP Paribas Bank and China or subprime, it exposed for 9.7 billion dollars.
a month of stock market collapse as evidence of excess liquidity in the markets was too high and now we are in a situation contrary to limited liquidity, banks can not easily refinance to central banks, not the case ' input of fresh money from the FED and the ECB on the market in recent days.
stock markets still remain difficult to manage and make the cost small investors who see their funds dwindle; we still face an irrational market euphoria of 2000. The levels of debt leverage through derivatives has multiplied and the thing that worries most is the relapse risk on the investor end.
worrying fact is the growth of derivatives and financial assets in the world representing almost 4 times the world GDP and the growing importance of shares and bonds over total financial assets, combined with the decrease in government bonds make us understand that the portfolios of Families are full of these products resulting in increased credit risk.
Another negative is that you do not understand why derivatives are over, with rounds of innovative finance, in hands of investors who are charged with common risk without their knowledge.
Andrew Tancredi - independent analyst.
In sintesi sopra quello che significa il termine credit crunch .
Il mercato destabilizzante è quello americano dei mutui subprime, c ioè dei mutui concessi a clienti con affidabilità molto ridotta e ad elevato rischio. La questione centrale è che questi subprime sono stati garantiti da fondi a sua volta gestiti da hedge funds, parte del denaro che ha investito in questi hedge fund è arrivato dalle banche sparse in tutto il mondo che chiaramente are exposed on this front, so even the European and Asian banks.
no coincidence that we have heard in these days of exposure of BNP Paribas Bank and China or subprime, it exposed for 9.7 billion dollars.
a month of stock market collapse as evidence of excess liquidity in the markets was too high and now we are in a situation contrary to limited liquidity, banks can not easily refinance to central banks, not the case ' input of fresh money from the FED and the ECB on the market in recent days.
stock markets still remain difficult to manage and make the cost small investors who see their funds dwindle; we still face an irrational market euphoria of 2000. The levels of debt leverage through derivatives has multiplied and the thing that worries most is the relapse risk on the investor end.
worrying fact is the growth of derivatives and financial assets in the world representing almost 4 times the world GDP and the growing importance of shares and bonds over total financial assets, combined with the decrease in government bonds make us understand that the portfolios of Families are full of these products resulting in increased credit risk.
Another negative is that you do not understand why derivatives are over, with rounds of innovative finance, in hands of investors who are charged with common risk without their knowledge.
Andrew Tancredi - independent analyst.
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